This page contains links to Important Information that you may need for the financial wellness of your business with regards to COVID-19.

To find out more on The Government of Canada is response to the COVID-19, please click here.

 

Alert Level 2 – What you can expect

https://www.gov.nl.ca/releases/2020/health/0624n06/

https://www.gov.nl.ca/covid-19/alert-system/alert-level-2/


Important Resources to Assist Your Business For Safe Return to Work:

Government of Newfoundland and Labrador

COVID-19 Update Homepage www.gov.nl.ca/COVID-19
Alert Level System https://www.gov.nl.ca/covid-19/alert-system/
Information Sheets for Business and Workplaces https://www.gov.nl.ca/covid-19/information-sheets-for-businesses-and-workplaces/
Business Response Team covid19info@gov.nl.ca or call 1-833-771-0696
Guidance on Cloth and Non-medical masks https://www.gov.nl.ca/covid-19/files/Guidance-on-Cloth-Masks-Non-Medical-Masks.pdf
COVID-19 Self-Assessment https://www.811healthline.ca/covid-19-self-assessment/

 

Health Resources

Centers for Disease Control and Prevention https://www.cdc.gov/
Health Canada https://www.canada.ca/en/health-canada.html
World Health Organization https://www.who.int/
Hard surface disinfectants (Health Canada) https://www.canada.ca/en/health-canada/services/drugs-health-products/disinfectants/covid-19/list.html

 

Industry/Workplace Resources:

Canadian Centre for Occupational Health & Safety (CCOHS) https://www.ccohs.ca/outbreaks/
Newfoundland and Labrador Construction Safety Association (NLCSA) http://nlcsa.com/news/covid-19-resources.php
Newfoundland and Labrador Fish Harvesting Safety Association (NL-FHSA) https://www.nlfhsa.com/covid-19
Canadian Manufacturers & Exporters (CME) https://cme-mec.ca/coronavirus-covid-19-resources/
Forestry Safety Association (FSANL) https://nlforestsafety.ca/covid-19/

 


Important Resources to help you put a plan in place:

 

NEWS



CRA Deadline Changes

Updated July 8, 2020  – The CRA has advised that T2 Corporation Income Tax Returns and T3 Trust Income tax Returns that would have been due in June, July, or August are now due on September 1. For T2s and T3s, as previously announced, any income tax balance due on or after March 18 and before September 1 will also be due by September 1. https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update/covid-19-filing-payment-dates.html


CECRA Extended

Updated July 8, 2020  – Canada Emergency Commercial Rent Assistance (CECRA) will be extended by one month to cover eligible small business rents for July. In addition, to simplify the application process for all applicants, the government is removing the requirement to claw-back insurance proceeds and provincial rent supports from the CECRA forgivable loan amount for both existing and new applicants. https://www.canada.ca/en/department-finance/news/2020/06/government-announces-extension-of-rent-relief-program-for-small-businesses.html

Applications for businesses seeking funding through the Canada Emergency Commercial Rent Assistance Program are now available at the Canada Mortgage and Housing Corporation (CMHC) website.

This program aims to lower rent by 75 per cent for small businesses that have been affected by COVID-19. Under the criteria set out by the Federal Government:

  • The program will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.
  • The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent to no more than 25 per cent for the three corresponding months under a rent forgiveness agreement, which will include a term not to evict the tenant while the agreement is in place. Approved agreements would have a rent composition made up of the following: the small business tenant would cover up to 25 per cent of the rent, the program would cover 50 per cent of the rent and the landlord would cover the remaining minimum 25 percent.
  • Impacted small business tenants are businesses paying no more than $50,000 per month in rent and who have experienced at least a 70 per cent drop in pre-COVID-19 revenues. This support will also be available to non-profit and charitable organizations.

The program, which will be administered by CMHC, is a collaboration between the Federal Government and provincial and territorial governments. The Provincial Government and the Federal Government will cost-share the program.


Government Provides Update on Sales Tax and Duty Payment Deferral

From: Department of Finance Canada

News release

June 29, 2020 – Ottawa, Ontario – Department of Finance Canada

The Government of Canada has taken necessary measures throughout Canada’s COVID-19 Economic Response Plan to support Canadians and businesses facing difficult challenges as a result of the global COVID-19 outbreak.

On March 27, the government announced that it would allow businesses, including self-employed individuals, to defer all Goods and Services Tax/Harmonized Sales Tax (GST/HST) payments, as well as customs duty payments owed for imports, until the end of June. The money this left in the pockets of business owners – the equivalent of providing up to $30 billion in interest-free loans – helped them continue to pay their employees and their bills, and helped ease cash-flow challenges across the country.

Today, with a broad range of measures and support programs now in place to help and provide assistance to those businesses and individuals most affected by the economic impacts of the pandemic through the COVID -19 Economic Response Plan, the GST/HST and customs duty payment deferral is ending as planned on June 30.

Businesses that continue to experience difficulty in remitting GST/HST and customs duty amounts owing can contact the Canada Revenue Agency (CRA) and Canada Border Services Agency (CBSA) to make a request for the cancellation of penalties and interest, and/or for a flexible payment arrangement with the CRA.

The Government of Canada continues to assess and respond to the impacts of COVID-19. It stands ready to take additional actions as needed to stabilize the economy and mitigate the impacts of the pandemic.


Further Extension of Tax Return Filing Deadlines

Updated June 9, 2020

 

To provide continued support to businesses dealing with the COVID-19 pandemic, a further two-month extension of tax return filing deadlines is being provided to August 20, 2020.

Tax Return Filing Deadlines
All tax returns, with the exception of tax returns required from interjurisdictional carriers, falling under the purview of the Revenue Administration Act and Regulations, which would otherwise be due March 20, 2020 to July 31, 2020, are now due August 20, 2020. The tax returns applicable to this extension include:

  • Gasoline Tax
  • Carbon Tax
  • Health and Post-Secondary Education Tax
  • Insurance Companies Tax
  • Mining and Mineral Rights Tax
  • Tax on Insurance Premiums
  • Tobacco Tax

For monthly filers, this means you will have the option to extend the filing and remittance of tax amounts for the February to June 2020 reporting periods to August 20, 2020.

To continue to file during the extension period, you should submit tax returns via email to taxreturn@gov.nl.ca or fax to 709-729-2856. Please email taxadmin@gov.nl.ca or call 709-729-6297 (toll free 1-877-729-6376) to set up electronic funds transfer, wire payment, or e-file payment options.
If online options are not possible, please submit your returns via mail or by utilizing the drop-off box. The drop-off box is located in the East Block, Confederation Building in St. John’s, and can be accessed via the Employee Entrance at the back of the building nearest to the daycare.

Anyone who avails of the extension and files each of the required returns on or before August 20, 2020, is advised that they must file each of the monthly returns as a separate filing at that time.

Remission of Interest and Penalties
If a taxpayer is prevented from making a payment when due, filing a return on time, or otherwise complying with a tax obligation, they can submit a written request to the Department of Finance, Tax Administration Division, to seek a remission of interest and penalties. Requests should validate how the taxpayer was prevented from complying with these requirements as a result of COVID-19 circumstances. These requests should be submitted by emailing to taxadmin@gov.nl.ca. Please include “Remission Request (COVID-19)” as the subject line of the e-mail to help facilitate timely processing. All requests will be reviewed on a case-by-case basis

For further information or assistance, please call 709-729-6297, toll-free 1-877-729-6376, or email taxadmin@gov.nl.ca.

For the most up-to-date information related to COVID-19, please visit www.gov.nl.ca/covid-19.


Regional Relief and Recovery Fund (RRRF): Resources to Assist Your Firm

Updated June 1, 2020

 

The Government of Canada is taking action to make sure everyone gets the support needed. It recognizes that some business owners and support organizations have not been able to access other federal emergency support measures. That is why it created the $962 million Regional Relief and Recovery Fund: to address gaps left by other support measures.

110 million in support for affected Atlantic Canadian businesses and communities

The Atlantic Canada Opportunities Agency (ACOA) and the Atlantic Association of Community Business Development Corporations (CBDCs) are distributing the RRRF in Atlantic Canada.

The RRRF is complementary to existing federal programs

You must first apply for other federal support measures such as the Canada Emergency Business Account benefit, the Wage Subsidy benefit and the Commercial Rent assistance for small businesses, among others. Applicants are required to attest that they applied for other federal benefits and were approved, rejected or deemed ineligible. Find details on these measures and others on the support for business page of the Government of Canada’s COVID-19 Economic Response Plan website.

Below are some helpful tips to assist your firm:

https://www.canada.ca/en/atlantic-canada-opportunities/campaigns/covid19/rrrf.html 



UPDATE – What to Do When Physical Distancing is Not Possible

Updated May 19

While engineering and administrative control measures are the most preferred methods to be implemented in the workplace (i.e. physical distancing, barriers, reducing the number of individuals on site), certain tasks/activities cannot be completed while maintaining physical distancing requirements.

As a minimum requirement, where physical distance cannot be maintained, in order to mitigate a worker’s exposure to COVID-19, Service NL are now advising that all workers must wear:

  • A non-medical mask (this includes cloth masks and face coverings).
    This replaces previous guidance advising the use of surgical masks and appropriate eye protection (i.e. CSA approved face shield or glasses). Personal protective equipment available at the workplace which can provide an equivalent or greater level of protection (i.e. surgical masks, N95 disposable respirators) would also be acceptable.

Non-medical masks are suitable if (and only if) they are being used to protect solely against COVID-19 transmission. All other COVID-19 control measures must be maintained (hand washing, cleaning/disinfecting etc.). In situations where workers have a greater risk of exposure to COVID-19 (i.e. entering a home under quarantine,to perform emergency repairs), a higher level of protection would be required. In these situations, employers must conduct a hazard assessment and identify appropriate control measures to protect their workers, based upon the level of risk. Similarly, if hazards other than COVID-19 exist, (i.e. welding fumes, silica dust, wood dust, etc.) a hazard assessment must also be conducted and controls appropriate to those hazards must be implemented.

 

NLCSA will be updating all COVID-19 resources on their website to reflect these changes. If you have any questions, feel free to email info@nlcsa.com or call 709-739-7000; or 1-888-681-SAFE (7233).


Canada Emergency Wage Subsidy Application Portal 

Updated April 29

The application process to apply for the Canada Emergency Wage Subsidy (CEWS) is now open.
Here’s some steps to get you started:

  1. Sign up for My Business Account or Represent a Client
  2. Register for Direct Deposit for your payroll account
  3. Calculate your CEWS eligibility

Canada Emergency Wage Subsidy – What it means for Canadian Businesses

Updated April 9

News release
April 8, 2020 – Ottawa, Ontario – Department of Finance Canada

The Government of Canada is taking immediate, significant and decisive action to support Canadians and employers facing hardship as a result of the global COVID-19 outbreak.

Today, Finance Minister Bill Morneau provided further details on the eligibility criteria for businesses to access the Canada Emergency Wage Subsidy (CEWS). These details will ensure that the proposed CEWS meets the government’s objective to support the employers that are hardest hit by the COVID-19 pandemic and protect the jobs Canadians depend on during these difficult times.

The proposed CEWS would provide a strong incentive for employers to pay employees who have been sent home for health and safety reasons or due to lack of work. It would also enable employers to retain employees who are still on the payroll and rehire workers who have been previously laid off.

The proposed CEWS would apply at a rate of 75 per cent of the first $58,700 normally earned by employees – representing a benefit of up to $847 per week, per employee. The program would be in place for a 12-week period, from March 15 to June 6, 2020. Employers of all sizes and across all sectors of the economy would be eligible, with certain exceptions including public sector entities. An eligible employer’s entitlement to this wage subsidy will be based entirely on the salary or wages actually paid to employees. All employers would be expected to make best efforts to bring employees’ wages to their pre-crisis levels.

As well, the Government is proposing that employers eligible for the CEWS be entitled to receive a 100-per-cent refund for certain employer-paid contributions to Employment Insurance, the Canada Pension Plan, the Quebec Pension Plan, and the Quebec Parental Insurance Plan. This refund would apply to the entire amount of employer-paid contributions in respect of remuneration paid to furloughed employees in a period where the employer is eligible for the CEWS. This will make it easy and cost effective for employers to rehire people previously laid off.

 

In order to address the realities faced by the not-for-profit sector, high growth companies and new businesses, the Government proposes the following additional flexibility:

  • To measure their revenue loss, it is proposed that all employers have the flexibility to compare their revenue of March, April and May 2020 to that of the same month of 2019, or to an average of their revenue earned in January and February 2020.
  • For March, the Government proposes to make the CEWS more accessible than originally announced by reducing the 30-per-cent benchmark to 15 per cent, in recognition of the fact that many businesses did not begin to be affected by the crisis until partway through the month.
  • In recognition that the time between when revenue is earned and when it is paid could be highly variable in certain sectors of the economy, it is proposed that employers be allowed to measure revenues either on the basis of accrual accounting (as they are earned) or cash accounting (as they are received). Special rules would also be provided to address issues for corporate groups, non-arm’s length entities and joint ventures.
  • Registered charities and non-profit organizations would also be able to benefit from the additional flexibilities being provided to employers with respect to the revenue loss calculation. In addition, to recognize that different types of organizations are experiencing different types of funding pressures, it is proposed that charities and non-profit organizations be allowed to choose to include or exclude government funding in their revenues for the purpose of applying the revenue reduction test.

The government will continue to carefully monitor all developments relating to the COVID-19 outbreak and will continue to take further action to protect Canadians and the economy. Read more information on the Canada Emergency Wage Subsidy from the Department of Finance Canada.


ConstructConnect have created Delayed Project Reports

We know it is critical for you, our members to stay on top of projects that are getting pushed, put on hold, or outright cancelled as a result of COVID-19. To help keep you up-to-date, ConstructConnect have created Delayed Project Reports, with access to free daily updates across Canada and the U.S. Simply click this link to download your free report(s) for your desired province, state or area within.  You can access these reports as they are updated daily and you can also sign up to be notified of updates.

ConstructConnect have also just launched another great resource on the Daily Commercial News Website focusing on COVID-19 and its impact on the construction industry:  COVID-19 Editorial Feature on DCN.  This page also links to other great resources.


CCA Press Release: Stressing the Importance the industry is placing on the health and safety of its workers

OTTAWA, March 25, 2020 – The health, safety and well-being of our workers, their families and friends, and the communities we operate in is always the top priority of the Canadian Construction Association (CCA) and its more than 20,000 member firms. This has never been truer than it is right now. The CCA and our provincial and municipal counterparts have been very active in monitoring the guidance and direction of public health and government authorities, and providing our members with ongoing information, resources and support to put in place stringent measures to protect their employees and help flatten the curve.

Please click here to view the full release.


Temporary Wage Subsidy for Employers

The temporary wage subsidy for employers will allow eligible employers to reduce payroll deductions required to be remitted for March 18th to June 20th. To see if your business is eligible, please visit: https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update/frequently-asked-questions-wage-subsidy-small-businesses.html


Proactive documentation and monitoring the impacts of COVID-19 on construction projects

In view of the uncertainty in the industry, REVAY and Associates Limited encourage their clients to be proactive in identifying and documenting all issues encountered related to the COVID-19 situation as soon as they occur. This includes recording lost time and additional costs as accurately as possible in daily reports, correspondence and progress reports. It is also essential, of course, that all parties be mindful of contract notification periods. Since COVID-19 is now a known issue, it will be imperative for parties entering into new contracts, or raising new change orders, to consider the related risks and adjust their contracts accordingly. Please select revay_covid-19 to read more from them.


Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses

From: Department of Finance Canada

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.


Support for Canadians

 

Support for Businesses

 

Economic Response Plan – Cost and Implementation


Changes to Employment Insurance (Employment and Social Development Canada):

Employment Insurance (EI) sickness benefits provide up to 15 weeks of income replacement and is available to eligible claimants who are unable to work because of illness, injury or quarantine, to allow them time to restore their health and return to work. Canadians quarantined can apply for Employment Insurance (EI) sickness benefits.

  • Government of Canada Employer contact centre number: 1-800-367-5693
  • If you are eligible, visit the EI sickness benefits page to apply.


Import tips for the employer concerning ROE’s:

    • Government of Canada Employer contact centre number: 1-800-367-5693
      CRA employer phone line wait time can take over a day
    • If employee is sick or in quarantine use code “D”, illness or injury
    • If employee is off because of shortage of work or business/jobsite shutdown use code”A”
    • If employee is not sick and not in quarantine, but doesn’t work due to COVID-19 use code E – quit, or N – leave of absence
    • Don’t add comments to ROEs – all the information will be gathered when employee files

Contact the new dedicated toll-free phone number if you are in quarantine and seeking to waive the one-week EI sickness benefits waiting period so you can be paid for the first week of your claim: Telephone: 1-833-381-2725 (toll-free) or Teletypewriter (TTY): 1-800-529-3742. For more information from the Government of Canada, click here.


The Work Sharing Program

Work-Sharing program is implementing temporary special measures to support employers and employees affected by the downturn in business caused by COVID-19. The new temporary special measures are available to employers impacted directly or indirectly by COVID-19. The measures allows for eligible employers to retain skilled employees and workers to remain employed during the temporary downturn in business due to COVID-19.

Access the Work-Sharing page to learn more about the program and its requirements. Access the Work-Sharing temporary special measures page to find out if you are eligible for temporary special measures.


Surety Association of Canada Recommends Digital Bonds to Minimize Impact and/or Delays Resulting from COVID-19 Crisis

In response to the ongoing and rapidly escalating crisis arising from the spread of the COVID-19 virus, the Surety Association of Canada (SAC) has received several concerned inquiries from its members about the challenges of providing properly executed bonds during this period of uncertainty and adjustments to operational procedures and practices. Click here to find out important information that you may need for the financial wellness of your business: https://www.suretycanada.com/SAC/LATEST-ARTICLES/03-16-2020-SAC-Recommends-Digital-Bonds-During-COVID19.aspx


Calling all suppliers – Help Canada combat Coronavirus disease (COVID-19)

Are you a business that can supply products and services in support of Canada’s response to COVID-19? Canada wants to hear from you. In support of the Government of Canada’s whole-of-government response to Coronavirus disease (COVID-19), they are asking suppliers about their ability to provide products and services.

For more information, please visit: https://buyandsell.gc.ca/


BDC: Support for entrepreneurs impacted by COVID-19

The Business Development Bank of Canada has provided the following resources for support for entrepreneurs impacted by the coronavirus COVID-19. As announced by the Minister of Finance, they will increase the amount of financing available as the situation develops. With flexible and tailored solutions, BDC can help you with the right financing and advice for your business with Small Business Loan, Working capital loan, extra funds to bridge cash flow gaps and support everyday operations, Purchase Order Financing & more.

For more information on support for the financial wellness of your company? Please click here.

Click here to view their youtube video on how to cope with the impacts of COVID-19 on your business.*Please note that this webinar was recorded on March 23, 2020* With the COVID-19 situation constantly evolving, you need to be prepared for any disruptions. 


The Canadian Construction Association (CCA) is taking the following steps to support you during this difficult period.

Defending your interests with the federal government
CCA has been in daily contact with the Government of Canada to stay apprised of any policies in support of, or at odds with, the industry’s efforts. CCA staff have been providing advice and support to our construction association colleagues to share our knowledge. We are also committed to joining any task forces or committees that any local or provincial associations are creating to help deal with the crisis. Please contact Rod Gilbert, vice-president of public affairs, at rgilbert@cca-acc.com with details as we could offer a federal perspective to any working group.

Resources to support business continuity planning
To help businesses prepare for and manage through a potential COVID-19 escalation in Canada, CCA is referring members to a guide developed by the Canadian Chamber of Commerce on pandemic preparedness. It is designed to assist in business planning and continuity efforts. You can find a link to the guide as well as links to other helpful tools and resources on our website. We will continue to update this information on our website at www.cca-acc.com/covid-19-resources and you to also visit www.chamber.ca for additional resources. Links to trusted health information sources can also be found on the page.


**As the COVID-19 situation is fluid and ever-changing, the information contained on this page may be time-sensitive. Please view the Government of Canada’s website for the latest updates.