This page contains links to Important Information that you may need for the financial wellness of your business with regards to COVID-19.

To find out more on The Government of Canada is response to the COVID-19, please click here.

 

Alert Level 2 

https://www.gov.nl.ca/releases/2020/health/0624n06/

https://www.gov.nl.ca/covid-19/alert-system/alert-level-2/


Important Resources to Assist Your Business For Safe Return to Work:

Government of Newfoundland and Labrador

COVID-19 Update Homepage www.gov.nl.ca/COVID-19
Alert Level System https://www.gov.nl.ca/covid-19/alert-system/
Information Sheets for Business and Workplaces https://www.gov.nl.ca/covid-19/information-sheets-for-businesses-and-workplaces/
Business Response Team covid19info@gov.nl.ca or call 1-833-771-0696
Guidance on Cloth and Non-medical masks https://www.gov.nl.ca/covid-19/files/Guidance-on-Cloth-Masks-Non-Medical-Masks.pdf
COVID-19 Self-Assessment https://www.811healthline.ca/covid-19-self-assessment/

 

Health Resources

Centers for Disease Control and Prevention https://www.cdc.gov/
Health Canada https://www.canada.ca/en/health-canada.html
World Health Organization https://www.who.int/
Hard surface disinfectants (Health Canada) https://www.canada.ca/en/health-canada/services/drugs-health-products/disinfectants/covid-19/list.html

 

Industry/Workplace Resources:

Canadian Centre for Occupational Health & Safety (CCOHS) https://www.ccohs.ca/outbreaks/
Newfoundland and Labrador Construction Safety Association (NLCSA) http://nlcsa.com/news/covid-19-resources.php
Newfoundland and Labrador Fish Harvesting Safety Association (NL-FHSA) https://www.nlfhsa.com/covid-19
Canadian Manufacturers & Exporters (CME) https://cme-mec.ca/coronavirus-covid-19-resources/
Forestry Safety Association (FSANL) https://nlforestsafety.ca/covid-19/

 


Important Resources to help your business:

 

NEWS


Government of Canada announces plan to help Canadians through the next phase of recovery

 Updated August 21, 2020  –

Deputy Prime Minister and Minister of Finance, Chrystia Freeland, and the Minister of Employment, Workforce Development and Disability Inclusion, Carla Qualtrough, today announced changes to the Employment Insurance (EI) program and new income support benefits that will better support all Canadians. They also announced that in preparation for this transition and to ensure support continues for Canadians whose employment has been impacted by the pandemic, the Canada Emergency Response Benefit (CERB) will be extended by an additional four weeks to a maximum of 28 weeks. This means that for the many Canadians expecting to exhaust their CERB benefits at the end of August, they will now be able to access an additional month of support.

That is why the government will transition people who have been receiving the CERB to a more flexible and generous EI program for those who qualify, which will provide them additional features and tools to get back into the workforce. The COVID-19 pandemic may have had a negative impact on a worker’s weekly earnings, either because they lost their job or saw their hours of work reduced. To give Canadians seeking employment the support they need to get back on their feet, the government is making changes to the EI program. EI will now be available to more Canadians, including those who would not have qualified for EI in the past, adding more than 400,000 people into the program.Those receiving EI will be eligible for a taxable benefit rate of at least $400 per week, or $240 per week for extended parental benefits, and regular benefits will be accessible for a minimum duration of 26 weeks. The government will continue to work with provinces and territories to ensure Canadians receiving EI benefits have access to skills training and employment supports, to help them get back to work.

The government will also freeze the EI insurance premium rates for two years, so Canadian workers and businesses will not face immediate increases to costs and payroll deductions due to the additional expenses resulting from the pandemic.

Additionally, to ensure Canadians receive the support they need during these challenging times, we are proposing implement three new benefits:

  • The Canada Recovery Benefit (CRB) will provide $400 per week for up to 26 weeks, to workers who are self-employed or are not eligible for EI and who still require income support and who are available and looking for work. This benefit will support Canadians whose income has dropped or not returned due to COVID-19. The benefit will allow Canadians to earn more income while on claim as well as include links to Job Bank, Canada’s national employment service, with career planning tools for those seeking employment. In addition, the government will be working with provinces and territories to share information to ensure that Canadians have access to tools and training opportunities to successfully return to the workforce.
  • The Canada Recovery Sickness Benefit (CRSB) will provide $500 per week for up to two weeks, for workers who are sick or must self-isolate for reasons related to COVID-19.
  • The Canada Recovery Caregiving Benefit (CRCB) will provide $500 per week for up to 26 weeks per household, for eligible Canadians unable to work because they must care for:
    • a child under age 12 due to the closures of schools or daycares because of COVID-19.
    • a family member with a disability or a dependent because their day program or care facility is closed due to COVID-19.
    • a child, a family member with a disability, or a dependent who is not attending school, daycare, or other care facilities under the advice of a medical professional due to being at high-risk if they contract COVID-19.

The Government intends to introduce new legislation to support the implementation of the new benefits.

By returning to the EI program, and introducing new complementary recovery benefits, we are ensuring Canadians have access to better supports that will help them through the next phase of our recovery. As we gradually and safely restart our economy, the Government of Canada will continue to put Canadians first, so we can move forward and build a Canada that works for everyone.

Please click here to read the complete release.


CRA Deadline Changes

Updated July 8, 2020  – The CRA has advised that T2 Corporation Income Tax Returns and T3 Trust Income tax Returns that would have been due in June, July, or August are now due on September 1. For T2s and T3s, as previously announced, any income tax balance due on or after March 18 and before September 1 will also be due by September 1. https://www.canada.ca/en/revenue-agency/campaigns/covid-19-update/covid-19-filing-payment-dates.html


CECRA Extended

Updated July 8, 2020

Canada Emergency Commercial Rent Assistance (CECRA) will be extended by one month to cover eligible small business rents for July. In addition, to simplify the application process for all applicants, the government is removing the requirement to claw-back insurance proceeds and provincial rent supports from the CECRA forgivable loan amount for both existing and new applicants. https://www.canada.ca/en/department-finance/news/2020/06/government-announces-extension-of-rent-relief-program-for-small-businesses.html

Applications for businesses seeking funding through the Canada Emergency Commercial Rent Assistance Program are now available at the Canada Mortgage and Housing Corporation (CMHC) website.

This program aims to lower rent by 75 per cent for small businesses that have been affected by COVID-19. Under the criteria set out by the Federal Government:

  • The program will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.
  • The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent to no more than 25 per cent for the three corresponding months under a rent forgiveness agreement, which will include a term not to evict the tenant while the agreement is in place. Approved agreements would have a rent composition made up of the following: the small business tenant would cover up to 25 per cent of the rent, the program would cover 50 per cent of the rent and the landlord would cover the remaining minimum 25 percent.
  • Impacted small business tenants are businesses paying no more than $50,000 per month in rent and who have experienced at least a 70 per cent drop in pre-COVID-19 revenues. This support will also be available to non-profit and charitable organizations.

The program, which will be administered by CMHC, is a collaboration between the Federal Government and provincial and territorial governments. The Provincial Government and the Federal Government will cost-share the program.


Government Provides Update on Sales Tax and Duty Payment Deferral

From: Department of Finance Canada

News release

June 29, 2020 – Ottawa, Ontario – Department of Finance Canada

The Government of Canada has taken necessary measures throughout Canada’s COVID-19 Economic Response Plan to support Canadians and businesses facing difficult challenges as a result of the global COVID-19 outbreak.

On March 27, the government announced that it would allow businesses, including self-employed individuals, to defer all Goods and Services Tax/Harmonized Sales Tax (GST/HST) payments, as well as customs duty payments owed for imports, until the end of June. The money this left in the pockets of business owners – the equivalent of providing up to $30 billion in interest-free loans – helped them continue to pay their employees and their bills, and helped ease cash-flow challenges across the country.

Today, with a broad range of measures and support programs now in place to help and provide assistance to those businesses and individuals most affected by the economic impacts of the pandemic through the COVID -19 Economic Response Plan, the GST/HST and customs duty payment deferral is ending as planned on June 30.

Businesses that continue to experience difficulty in remitting GST/HST and customs duty amounts owing can contact the Canada Revenue Agency (CRA) and Canada Border Services Agency (CBSA) to make a request for the cancellation of penalties and interest, and/or for a flexible payment arrangement with the CRA.

The Government of Canada continues to assess and respond to the impacts of COVID-19. It stands ready to take additional actions as needed to stabilize the economy and mitigate the impacts of the pandemic.


 

Regional Relief and Recovery Fund (RRRF): Resources to Assist Your Firm

Updated June 1, 2020

The Government of Canada is taking action to make sure everyone gets the support needed. It recognizes that some business owners and support organizations have not been able to access other federal emergency support measures. That is why it created the $962 million Regional Relief and Recovery Fund: to address gaps left by other support measures.

110 million in support for affected Atlantic Canadian businesses and communities

The Atlantic Canada Opportunities Agency (ACOA) and the Atlantic Association of Community Business Development Corporations (CBDCs) are distributing the RRRF in Atlantic Canada.

The RRRF is complementary to existing federal programs

You must first apply for other federal support measures such as the Canada Emergency Business Account benefit, the Wage Subsidy benefit and the Commercial Rent assistance for small businesses, among others. Applicants are required to attest that they applied for other federal benefits and were approved, rejected or deemed ineligible. Find details on these measures and others on the support for business page of the Government of Canada’s COVID-19 Economic Response Plan website.

Below are some helpful tips to assist your firm:

https://www.canada.ca/en/atlantic-canada-opportunities/campaigns/covid19/rrrf.html 


UPDATE – What to Do When Physical Distancing is Not Possible

Updated May 19

While engineering and administrative control measures are the most preferred methods to be implemented in the workplace (i.e. physical distancing, barriers, reducing the number of individuals on site), certain tasks/activities cannot be completed while maintaining physical distancing requirements.

As a minimum requirement, where physical distance cannot be maintained, in order to mitigate a worker’s exposure to COVID-19, Service NL are now advising that all workers must wear:

  • A non-medical mask (this includes cloth masks and face coverings).
    This replaces previous guidance advising the use of surgical masks and appropriate eye protection (i.e. CSA approved face shield or glasses). Personal protective equipment available at the workplace which can provide an equivalent or greater level of protection (i.e. surgical masks, N95 disposable respirators) would also be acceptable.

Non-medical masks are suitable if (and only if) they are being used to protect solely against COVID-19 transmission. All other COVID-19 control measures must be maintained (hand washing, cleaning/disinfecting etc.). In situations where workers have a greater risk of exposure to COVID-19 (i.e. entering a home under quarantine,to perform emergency repairs), a higher level of protection would be required. In these situations, employers must conduct a hazard assessment and identify appropriate control measures to protect their workers, based upon the level of risk. Similarly, if hazards other than COVID-19 exist, (i.e. welding fumes, silica dust, wood dust, etc.) a hazard assessment must also be conducted and controls appropriate to those hazards must be implemented.

NLCSA will be updating all COVID-19 resources on their website to reflect these changes. If you have any questions, feel free to email info@nlcsa.com or call 709-739-7000; or 1-888-681-SAFE (7233).


Canada Emergency Wage Subsidy Application Portal 

Updated April 29

The application process to apply for the Canada Emergency Wage Subsidy (CEWS) is now open.
Here’s some steps to get you started:

  1. Sign up for My Business Account or Represent a Client
  2. Register for Direct Deposit for your payroll account
  3. Calculate your CEWS eligibility

Proactive documentation and monitoring the impacts of COVID-19 on construction projects

In view of the uncertainty in the industry, REVAY and Associates Limited encourage their clients to be proactive in identifying and documenting all issues encountered related to the COVID-19 situation as soon as they occur. This includes recording lost time and additional costs as accurately as possible in daily reports, correspondence and progress reports. It is also essential, of course, that all parties be mindful of contract notification periods. Since COVID-19 is now a known issue, it will be imperative for parties entering into new contracts, or raising new change orders, to consider the related risks and adjust their contracts accordingly. Please select revay_covid-19 to read more from them.


Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses

From: Department of Finance Canada

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.


Support for Canadians

 

Support for Businesses

 

Economic Response Plan – Cost and Implementation


The Work Sharing Program

Work-Sharing program is implementing temporary special measures to support employers and employees affected by the downturn in business caused by COVID-19. The new temporary special measures are available to employers impacted directly or indirectly by COVID-19. The measures allows for eligible employers to retain skilled employees and workers to remain employed during the temporary downturn in business due to COVID-19.

Access the Work-Sharing page to learn more about the program and its requirements. Access the Work-Sharing temporary special measures page to find out if you are eligible for temporary special measures.


Surety Association of Canada Recommends Digital Bonds to Minimize Impact and/or Delays Resulting from COVID-19 Crisis

In response to the ongoing and rapidly escalating crisis arising from the spread of the COVID-19 virus, the Surety Association of Canada (SAC) has received several concerned inquiries from its members about the challenges of providing properly executed bonds during this period of uncertainty and adjustments to operational procedures and practices. Click here to find out important information that you may need for the financial wellness of your business: https://www.suretycanada.com/SAC/LATEST-ARTICLES/03-16-2020-SAC-Recommends-Digital-Bonds-During-COVID19.aspx


BDC: Support for entrepreneurs impacted by COVID-19

The Business Development Bank of Canada has provided the following resources for support for entrepreneurs impacted by the coronavirus COVID-19. As announced by the Minister of Finance, they will increase the amount of financing available as the situation develops. With flexible and tailored solutions, BDC can help you with the right financing and advice for your business with Small Business Loan, Working capital loan, extra funds to bridge cash flow gaps and support everyday operations, Purchase Order Financing & more.

For more information on support for the financial wellness of your company? Please click here.

Click here to view their youtube video on how to cope with the impacts of COVID-19 on your business.*Please note that this webinar was recorded on March 23, 2020* With the COVID-19 situation constantly evolving, you need to be prepared for any disruptions. 


The Canadian Construction Association (CCA) is taking the following steps to support you during this difficult period.

Defending your interests with the federal government
CCA has been in daily contact with the Government of Canada to stay apprised of any policies in support of, or at odds with, the industry’s efforts. CCA staff have been providing advice and support to our construction association colleagues to share our knowledge. We are also committed to joining any task forces or committees that any local or provincial associations are creating to help deal with the crisis. Please contact Rod Gilbert, vice-president of public affairs, at rgilbert@cca-acc.com with details as we could offer a federal perspective to any working group.

Resources to support business continuity planning
To help businesses prepare for and manage through a potential COVID-19 escalation in Canada, CCA is referring members to a guide developed by the Canadian Chamber of Commerce on pandemic preparedness. It is designed to assist in business planning and continuity efforts. You can find a link to the guide as well as links to other helpful tools and resources on our website. We will continue to update this information on our website at www.cca-acc.com/covid-19-resources and you to also visit www.chamber.ca for additional resources. Links to trusted health information sources can also be found on the page.


**As the COVID-19 situation is fluid and ever-changing, the information contained on this page may be time-sensitive. Please view the Government of Canada’s and the Government of NL’s websites for the latest updates.