This page contains links to Important Information that you may need for the financial wellness of your business with regards to COVID-19.

To find out more on The Government of Canada is response to the COVID-19, please click here.


Important Resources to help you put a plan in place:



Public Advisory: Applications Now Available for the Canada Emergency Rental Assistance Program

Updated May 25, 2020


Applications for businesses seeking funding through the Canada Emergency Commercial Rent Assistance Program are now available at the Canada Mortgage and Housing Corporation (CMHC) website.

This program aims to lower rent by 75 per cent for small businesses that have been affected by COVID-19. Under the criteria set out by the Federal Government:

  • The program will provide forgivable loans to qualifying commercial property owners to cover 50 per cent of three monthly rent payments that are payable by eligible small business tenants who are experiencing financial hardship during April, May, and June.
  • The loans will be forgiven if the mortgaged property owner agrees to reduce the eligible small business tenants’ rent to no more than 25 per cent for the three corresponding months under a rent forgiveness agreement, which will include a term not to evict the tenant while the agreement is in place. Approved agreements would have a rent composition made up of the following: the small business tenant would cover up to 25 per cent of the rent, the program would cover 50 per cent of the rent and the landlord would cover the remaining minimum 25 percent.
  • Impacted small business tenants are businesses paying no more than $50,000 per month in rent and who have experienced at least a 70 per cent drop in pre-COVID-19 revenues. This support will also be available to non-profit and charitable organizations.

The program, which will be administered by CMHC, is a collaboration between the Federal Government and provincial and territorial governments. The Provincial Government and the Federal Government will cost-share the program.

UPDATE – What to Do When Physical Distancing is Not Possible

Updated May 19

While engineering and administrative control measures are the most preferred methods to be implemented in the workplace (i.e. physical distancing, barriers, reducing the number of individuals on site), certain tasks/activities cannot be completed while maintaining physical distancing requirements.

As a minimum requirement, where physical distance cannot be maintained, in order to mitigate a worker’s exposure to COVID-19, Service NL are now advising that all workers must wear:

  • A non-medical mask (this includes cloth masks and face coverings).
    This replaces previous guidance advising the use of surgical masks and appropriate eye protection (i.e. CSA approved face shield or glasses). Personal protective equipment available at the workplace which can provide an equivalent or greater level of protection (i.e. surgical masks, N95 disposable respirators) would also be acceptable.

Non-medical masks are suitable if (and only if) they are being used to protect solely against COVID-19 transmission. All other COVID-19 control measures must be maintained (hand washing, cleaning/disinfecting etc.). In situations where workers have a greater risk of exposure to COVID-19 (i.e. entering a home under quarantine,to perform emergency repairs), a higher level of protection would be required. In these situations, employers must conduct a hazard assessment and identify appropriate control measures to protect their workers, based upon the level of risk. Similarly, if hazards other than COVID-19 exist, (i.e. welding fumes, silica dust, wood dust, etc.) a hazard assessment must also be conducted and controls appropriate to those hazards must be implemented.


NLCSA will be updating all COVID-19 resources on their website to reflect these changes. If you have any questions, feel free to email or call 709-739-7000; or 1-888-681-SAFE (7233).

Canada Emergency Wage Subsidy Application Portal Now Open

Updated April 29

The application process to apply for the Canada Emergency Wage Subsidy (CEWS) is now open.
Here’s some steps to get you started:

  1. Sign up for My Business Account or Represent a Client
  2. Register for Direct Deposit for your payroll account
  3. Calculate your CEWS eligibility

Canada Emergency Wage Subsidy – What it means for Canadian Businesses

Updated April 9

News release
April 8, 2020 – Ottawa, Ontario – Department of Finance Canada

The Government of Canada is taking immediate, significant and decisive action to support Canadians and employers facing hardship as a result of the global COVID-19 outbreak.

Today, Finance Minister Bill Morneau provided further details on the eligibility criteria for businesses to access the Canada Emergency Wage Subsidy (CEWS). These details will ensure that the proposed CEWS meets the government’s objective to support the employers that are hardest hit by the COVID-19 pandemic and protect the jobs Canadians depend on during these difficult times.

The proposed CEWS would provide a strong incentive for employers to pay employees who have been sent home for health and safety reasons or due to lack of work. It would also enable employers to retain employees who are still on the payroll and rehire workers who have been previously laid off.

The proposed CEWS would apply at a rate of 75 per cent of the first $58,700 normally earned by employees – representing a benefit of up to $847 per week, per employee. The program would be in place for a 12-week period, from March 15 to June 6, 2020. Employers of all sizes and across all sectors of the economy would be eligible, with certain exceptions including public sector entities. An eligible employer’s entitlement to this wage subsidy will be based entirely on the salary or wages actually paid to employees. All employers would be expected to make best efforts to bring employees’ wages to their pre-crisis levels.

As well, the Government is proposing that employers eligible for the CEWS be entitled to receive a 100-per-cent refund for certain employer-paid contributions to Employment Insurance, the Canada Pension Plan, the Quebec Pension Plan, and the Quebec Parental Insurance Plan. This refund would apply to the entire amount of employer-paid contributions in respect of remuneration paid to furloughed employees in a period where the employer is eligible for the CEWS. This will make it easy and cost effective for employers to rehire people previously laid off.


In order to address the realities faced by the not-for-profit sector, high growth companies and new businesses, the Government proposes the following additional flexibility:

  • To measure their revenue loss, it is proposed that all employers have the flexibility to compare their revenue of March, April and May 2020 to that of the same month of 2019, or to an average of their revenue earned in January and February 2020.
  • For March, the Government proposes to make the CEWS more accessible than originally announced by reducing the 30-per-cent benchmark to 15 per cent, in recognition of the fact that many businesses did not begin to be affected by the crisis until partway through the month.
  • In recognition that the time between when revenue is earned and when it is paid could be highly variable in certain sectors of the economy, it is proposed that employers be allowed to measure revenues either on the basis of accrual accounting (as they are earned) or cash accounting (as they are received). Special rules would also be provided to address issues for corporate groups, non-arm’s length entities and joint ventures.
  • Registered charities and non-profit organizations would also be able to benefit from the additional flexibilities being provided to employers with respect to the revenue loss calculation. In addition, to recognize that different types of organizations are experiencing different types of funding pressures, it is proposed that charities and non-profit organizations be allowed to choose to include or exclude government funding in their revenues for the purpose of applying the revenue reduction test.

The government will continue to carefully monitor all developments relating to the COVID-19 outbreak and will continue to take further action to protect Canadians and the economy. Read more information on the Canada Emergency Wage Subsidy from the Department of Finance Canada.

COVID-19: Help for Families, Workers and Businesses

Continuing to take strong action to keep Canadians safe, support our healthcare system, and stabilize our economy.
Government of Canada – March 25, 2020

Justin Trudeau and the Liberal government are committed to doing whatever it takes to protect and support Canadians during this challenging time.

After an overnight session, Parliament has passed the new COVID-19 Emergency Response Act, ensuring that Canada has the tools and flexibility to respond quickly to these emerging challenges.

That includes the new Canada Emergency Response Benefit, which will provide $2000 a month for the next 4 months to workers who lose their income as a result of COVID-19. Click here for a quick summary of the plan’s highlights.

ConstructConnect have created Delayed Project Reports

We know it is critical for you, our members to stay on top of projects that are getting pushed, put on hold, or outright cancelled as a result of COVID-19. To help keep you up-to-date, ConstructConnect have created Delayed Project Reports, with access to free daily updates across Canada and the U.S. Simply click this link to download your free report(s) for your desired province, state or area within.  You can access these reports as they are updated daily and you can also sign up to be notified of updates.

ConstructConnect have also just launched another great resource on the Daily Commercial News Website focusing on COVID-19 and its impact on the construction industry:  COVID-19 Editorial Feature on DCN.  This page also links to other great resources.

COVID-19 and PPE – We need your help!

NLCA has been thinking about how our members, suppliers and partners can contribute to the unprecedented response to COVID-19 in Newfoundland and Labrador.

One of the things that members can do is help ensure the healthcare professionals have access to the Personal Protective Equipment (PPE) they need to keep them and us safe. asking NLCA is asking that you provide us an inventory of what you have on hand, secure it and, once we have direction from health care providers, help us deliver it into the right hands.  Please email  The top priority items required ASAP are:

1. Masks
2. Face shields
3. Gloves
4. Gowns

For more information and the specifics on what is required, please click here.

CCA Press Release: Stressing the Importance the industry is placing on the health and safety of its workers

OTTAWA, March 25, 2020 – The health, safety and well-being of our workers, their families and friends, and the communities we operate in is always the top priority of the Canadian Construction Association (CCA) and its more than 20,000 member firms. This has never been truer than it is right now. The CCA and our provincial and municipal counterparts have been very active in monitoring the guidance and direction of public health and government authorities, and providing our members with ongoing information, resources and support to put in place stringent measures to protect their employees and help flatten the curve.

Please click here to view the full release.

WorkplaceNL defers assessment payments from employers until June 30, 2020

WorkplaceNL is deferring the collection of assessment payments from employers until June 30, 2020, and waiving interest charges or penalties.

This means that all insured employers will not have to worry about paying assessments to WorkplaceNL until July 2020. This measure is to help businesses in the province during the uncertainty created by the COVID-19 pandemic. For more information, please visit:

Temporary Wage Subsidy for Employers

The temporary wage subsidy for employers will allow eligible employers to reduce payroll deductions required to be remitted for March 18th to June 20th. To see if your business is eligible, please visit: Advisory Notice – Procurement Impacts During the Combat of COVID-19

Tender Notices:
In light of the current state of emergency related to the COVID-19 pandemic, we will extend numerous active bid solicitations that are currently set to close on or before March 31, 2020 for a minimum period of two weeks from the current closing date. Amendments will be posted shortly.

Bid Submissions:
There are also changes to bid receiving operations, further details can be found in the following advisory notice on the PSPC service continuity page.

Extension to Bid Validity Periods:
PSPC will also treat numerous bids that would otherwise expire on or before March 31, 2020 deemed extended for a minimum of one (1) month from the current bid validity date. However, if Canada proposes to award a contract or other instrument to a bidder who did not wish for its bid validity to be extended, then Canada will permit it to withdraw its bid.

Please click here to visit the site for complete details. Message to Contractors of the Government of Canada during COVID-19

Effective immediately, and in accordance with Government of Canada direction, only essential core activities as identified by the respective Client Technical Authority will continue to be performed in the workplace.

If the tasks associated with the contract can be performed off-site, while ensuring that the security requirements are still met, the Client Technical Authority may decide the contracted resource(s) can work remotely.

The Terms and Conditions of the respective contracts will dictate the specific implications regarding the curtailing or suspension of work. Early and open discussions will empower departments and agencies in their operational decision-making, and allow all stakeholders to collaborate on solutions.

Please visit there site to read all the details and the outline, click here.

Proactive documentation and monitoring the impacts of COVID-19 on construction projects

In view of the uncertainty in the industry, REVAY and Associates Limited encourage their clients to be proactive in identifying and documenting all issues encountered related to the COVID-19 situation as soon as they occur. This includes recording lost time and additional costs as accurately as possible in daily reports, correspondence and progress reports. It is also essential, of course, that all parties be mindful of contract notification periods. Since COVID-19 is now a known issue, it will be imperative for parties entering into new contracts, or raising new change orders, to consider the related risks and adjust their contracts accordingly. Please select revay_covid-19 to read more from them.

Canada’s COVID-19 Economic Response Plan: Support for Canadians and Businesses

From: Department of Finance Canada

The Government of Canada is taking immediate, significant and decisive action to help Canadians facing hardship as a result of the COVID-19 outbreak.

On March 18, 2020, the Prime Minister announced a new set of economic measures to help stabilize the economy during this challenging period. These measures, delivered as part of the Government of Canada’s COVID-19 Economic Response Plan, will provide up to $27 billion in direct support to Canadian workers and businesses.

Support for Canadians


Support for Businesses


Economic Response Plan – Cost and Implementation

Changes to Employment Insurance (Employment and Social Development Canada):

Employment Insurance (EI) sickness benefits provide up to 15 weeks of income replacement and is available to eligible claimants who are unable to work because of illness, injury or quarantine, to allow them time to restore their health and return to work. Canadians quarantined can apply for Employment Insurance (EI) sickness benefits.

  • Government of Canada Employer contact centre number: 1-800-367-5693
  • If you are eligible, visit the EI sickness benefits page to apply.

Import tips for the employer concerning ROE’s:

    • Government of Canada Employer contact centre number: 1-800-367-5693
      CRA employer phone line wait time can take over a day
    • If employee is sick or in quarantine use code “D”, illness or injury
    • If employee is off because of shortage of work or business/jobsite shutdown use code”A”
    • If employee is not sick and not in quarantine, but doesn’t work due to COVID-19 use code E – quit, or N – leave of absence
    • Don’t add comments to ROEs – all the information will be gathered when employee files


Contact the new dedicated toll-free phone number if you are in quarantine and seeking to waive the one-week EI sickness benefits waiting period so you can be paid for the first week of your claim: Telephone: 1-833-381-2725 (toll-free) or Teletypewriter (TTY): 1-800-529-3742. For more information from the Government of Canada, click here.

The Work Sharing Program

Work-Sharing program is implementing temporary special measures to support employers and employees affected by the downturn in business caused by COVID-19. The new temporary special measures are available to employers impacted directly or indirectly by COVID-19. The measures allows for eligible employers to retain skilled employees and workers to remain employed during the temporary downturn in business due to COVID-19.

Access the Work-Sharing page to learn more about the program and its requirements. Access the Work-Sharing temporary special measures page to find out if you are eligible for temporary special measures.

Surety Association of Canada Recommends Digital Bonds to Minimize Impact and/or Delays Resulting from COVID-19 Crisis

In response to the ongoing and rapidly escalating crisis arising from the spread of the COVID-19 virus, the Surety Association of Canada (SAC) has received several concerned inquiries from its members about the challenges of providing properly executed bonds during this period of uncertainty and adjustments to operational procedures and practices. Click here to find out important information that you may need for the financial wellness of your business:

Calling all suppliers – Help Canada combat Coronavirus disease (COVID-19)

Are you a business that can supply products and services in support of Canada’s response to COVID-19? Canada wants to hear from you. In support of the Government of Canada’s whole-of-government response to Coronavirus disease (COVID-19), they are asking suppliers about their ability to provide products and services.

For more information, please visit:

BDC: Support for entrepreneurs impacted by COVID-19

The Business Development Bank of Canada has provided the following resources for support for entrepreneurs impacted by the coronavirus COVID-19. As announced by the Minister of Finance, they will increase the amount of financing available as the situation develops. With flexible and tailored solutions, BDC can help you with the right financing and advice for your business with Small Business Loan, Working capital loan, extra funds to bridge cash flow gaps and support everyday operations, Purchase Order Financing & more.

For more information on support for the financial wellness of your company? Please click here.

Click here to view their youtube video on how to cope with the impacts of COVID-19 on your business.*Please note that this webinar was recorded on March 23, 2020* With the COVID-19 situation constantly evolving, you need to be prepared for any disruptions. 

The Canadian Construction Association (CCA) is taking the following steps to support you during this difficult period.

Defending your interests with the federal government
CCA has been in daily contact with the Government of Canada to stay apprised of any policies in support of, or at odds with, the industry’s efforts. CCA staff have been providing advice and support to our construction association colleagues to share our knowledge. We are also committed to joining any task forces or committees that any local or provincial associations are creating to help deal with the crisis. Please contact Rod Gilbert, vice-president of public affairs, at with details as we could offer a federal perspective to any working group.


Resources to support business continuity planning
To help businesses prepare for and manage through a potential COVID-19 escalation in Canada, CCA is referring members to a guide developed by the Canadian Chamber of Commerce on pandemic preparedness. It is designed to assist in business planning and continuity efforts. You can find a link to the guide as well as links to other helpful tools and resources on our website. We will continue to update this information on our website at and you to also visit for additional resources. Links to trusted health information sources can also be found on the page.

**As the COVID-19 situation is fluid and ever-changing, information contained on this page may be time sensitive. Please view the Government of Canada’s website for the latest updates.